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Trends: Why Smart Indians Are Acting Now — And Why You Should Too!
June 1, 2025
The start of 2025 has brought a small but important change to health insurance: premiums have gone up by 3.52% compared to last year. But here’s the real story — smart individuals and families across India aren’t just accepting the hike; they’re planning ahead and making smarter insurance choices to stay protected without burning a hole in their pocket.
At InsureWithND, we’ve been tracking these trends closely so you don’t have to. Here’s what you need to know — and how we can help you get ahead of the curve.
Premiums Are Rising – But You Can Beat the Trend
Healthcare costs are climbing, and insurance premiums are following suit. But here’s the deal — if you're between 26 and 36, your premiums are still relatively stable. After 40, the same ₹5 lakh plan can cost double. That means the best time to buy is now.
Want to lock in a smart plan before your next birthday? Its a fantastic Idea
Floater Plans Are the New Normal
Gone are the days of buying separate health insurance for each family member. Family floater plans are surging in popularity — especially among couples aged 28–35. Why?
One plan, multiple people
Easier claims
Better value for your money
At InsureWithND, we help families choose the right floater plans that balance affordability and full coverage.
Women Pay Less — But Often Start Late
Interesting fact: women in India pay 12–15% lower premiums than men for similar plans. But unfortunately, many women delay buying health insurance until their mid-30s, when premiums start rising.
Ladies, don’t wait. Let’s create a health cover that respects your life stage, goals, and financial priorities — before premiums climb higher.
₹10 Lakh Plans Are Worth It — Here’s Why
If you’re currently considering a ₹5 lakh policy, pause and think: for just 53% more premium, you could double your cover to ₹10 lakh.
That’s a small step in price for a giant leap in protection — especially with rising medical bills.
We’ll help you explore these plans and find the one that offers maximum bang for your buck.
Small Cities, Big Moves: Tier 2 & 3 India Is Catching Up
There’s been a 26% jump in health insurance purchases from Tier 2 and Tier 3 cities in 2025. That means more Indians are becoming insurance-aware — and doing it digitally.
Wherever you're located — Gurgaon, Lucknow, Jaipur, or beyond — InsureWithND is here to guide you with trusted advice and personalized options.
Use Data. Plan Smart. Protect Your Future.
Well,these trends are not just about numbers — they’re about real people making smarter health and financial decisions.
At InsureWithND, we believe health insurance isn’t a luxury — it’s a necessity, and when chosen wisely, it’s also an investment.
Ready to Take the Next Step?
Whether you’re buying for the first time, upgrading your cover, or just confused about what works best — let's chat.
Call Now +91 8861015628
Book a Free Consultation with InsureWithND today.
Let’s make 2025 the year you take charge of your health — wisely, confidently, and affordably.
